Health
Health Insurance in California
Managed Care
Members of managed care health plans generally enjoy more benefits like lower out-of-pocket costs. However, you can only receive treatment from physicians that participate in the managed care network. Typical managed care plans include health maintenance organizations (HMOs), preferred provider organizations (PPO), and point-of service (POS) plans.
Common Health Insurance Terms
When discussing health insurance with an agent, it helps to understand some of the common terms you’ll hear. Below you’ll find definitions to some of the most common health insurance terms.
- Deductible - The amount of money you pay toward medical bills before your insurance coverage begins.
- Co-pay - A specified amount of money you pay upfront for doctor visits and prescription refills.
- Coinsurance - The percentage of medical bills you pay after meeting the deductible.
Extended Insurance
We offer extended add-on insurance, including:
- Disability Insurance
- Vision
- Dental
- Long Term Care
Every family is unique!
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